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Category Archives: Home
Hiding in your home is an unforeseen – and often overlooked – risk that may cause major stress, disruption and financial loss. The culprit? Water damage.
Regardless of your home’s location, be it on the coast, a flood-prone area or inland, water damage poses an enormous risk to your home and valuables within. In fact, water damage is seven times more likely to occur than a fire and six times more likely than a burglary – and more than half of homeowners who experienced water damage in the past two years reported spending over $5,000 in repair and clean-up costs, with 15% of respondents spending $20,000 or more, according to a Chubb survey.
According to the National Fire Protection Association, every 23 seconds a fire department responded to a fire in the US in 2015. Equipping your home with portable fire extinguishers can assist in minimizing fire damage from small, self-contained fires before much needed help arrives.
You may be unsure of which fire extinguishers are best for your home, where they should be located, or even how to use them. Let’s take a look at the different types of fire extinguishers and review some tips for buying, maintaining and using a fire extinguisher in your home.
Hoping that your home will never be affected by water damage, fire or theft won’t lessen your risk. If catastrophe strikes, consider how difficult it would be to recall every possession that you own. That’s why proactively taking a home inventory is so important. Continue reading
That beautiful old oak tree in front of your home was your pride and joy, until it fell on the roof of your house in a windstorm. Why did that happen? That mature tree had certainly weathered its share of … Continue reading
With summer now upon us, what better way to beat the heat of those lazy, hazy days than a refreshing plunge into a backyard swimming pool! Although a pool can provide endless summer fun, there are inherent risks associated with … Continue reading
home safe is useful for storing legal documents, jewelry or personal items. Having a home safe can provide you with added protection against fire, burglary, and water damage. When considering a home safe there are many things to bear in mind. One consideration is the location of the safe, and this can be determined in part on the design and location of your home. For example, placing the safe in the basement, especially in a flood prone area, might not be the best choice. Typically, a safe provider can assist you in determining the best location for your safe.
Here are some tips to keep in mind when buying your safe:
You might have seen my colleague Annmarie’s recent column on how to protect yourself while traveling this summer. While the safety of you and your family is paramount, there is a related, yet overlooked, property risk many travelers are forgetting.
Consider the fact that in 2015, the FBI estimated that there were more than 1.5 million burglaries nationwide, the majority of which (71.6%) occurred in residential properties. As you and your family prepare to head out on summer vacation—possibly leaving your home vacant and unattended—this number is not to be overlooked.
When it comes to maintenance, your historic home has some unique needs beyond the common ones associated with any home. Understanding the differences between historic building materials versus newer materials is the first step in maintaining the integrity of a … Continue reading
Summer is a great time to get away and relax, but for many, safety remains a number one concern. In fact, 72% of U.S. travelers say they would pay more for vacation if they could ensure greater security, as well as … Continue reading
Many parts of the southwestern United States have already experienced record-breaking heat, and indications point to more of the same in the months ahead. As a result, all of that green, lush vegetation that sprouted this spring is now curing and rapidly drying out. The result is a light flashy fuel that is easily ignited and can quickly spread fire to other vegetation, trees, and unfortunately for too many, their homes. Continue reading