- New Year’s Resolutions: Top 5 Tips for Managing Your Art Collection
- An Often Missing Dimension in Holistic Financial Advice
- Beauty is in the Buyer’s Heart:
Why Jewelry Auctions Can Be Unpredictable
- Before You Cozy Up to a Winter Fire: Chimney and Fireplace Safety Tips
- Holiday Gift-Giving Safety Tips
Tagsappraisals art auto birthstone boat boating boating safety catastrophe collectibles collections contractors cybersecurity diamonds disaster disaster preparedness earthquake preparedness emergency preparedness family fine art fireplace fire safety flood historic home home homeowners home safety home security hurricane preparedness identity theft jewelry liability lightning safety sculpture storms theft travel travel safety vacation valuables watercraft water damage wildfire preparedness winterization yacht
Category Archives: Home
The arrival of colder weather is a good time to conduct routine maintenance on your chimney and heating system.
Faulty heating systems are the second leading cause of residential fires. According to the National Fire Protection Association (NFPA), 2/3 of those fires are caused by improperly maintained fireplaces, chimneys and wood stoves. There is an average of 22,700 fireplace or chimney fires in the U.S. per year, causing an average of 15 deaths, and total average losses of $112,000,000 annually, according to the Consumer Product Safety Commission(CPSC). Most of these losses are preventable with routine fireplace and chimney inspection and maintenance!
The holiday season is a time filled with family, friends and gift-giving. But many popular gifts can inadvertently introduce new risk to you and your recipient’s homes and wallets. To avoid being the holiday gift giving Grinch, here are a few things to keep in mind when purchasing gifts for friends and family. Continue reading
No matter where you live, there is a chance of a catastrophe occurring that may require you to leave quickly with little or no notice. Be aware of what types of catastrophes your area is prone to and what steps you can take to prepare in advance of the event. Are you prepared to leave in a moment’s notice?
Preparing ahead of time is the first step to keeping yourself and your family safe in a time of crisis. Along with your established family emergency plan, you should create several emergency “Go Bags” that contain essential items you may need if forced to evacuate. Keep in mind it could be several days before some sort of normalcy returns to an area affected by a catastrophe. Continue reading
Hiding in your home is an unforeseen – and often overlooked – risk that may cause major stress, disruption and financial loss. The culprit? Water damage.
Regardless of your home’s location, be it on the coast, a flood-prone area or inland, water damage poses an enormous risk to your home and valuables within. In fact, water damage is seven times more likely to occur than a fire and six times more likely than a burglary – and more than half of homeowners who experienced water damage in the past two years reported spending over $5,000 in repair and clean-up costs, with 15% of respondents spending $20,000 or more, according to a Chubb survey.
According to the National Fire Protection Association, every 23 seconds a fire department responded to a fire in the US in 2015. Equipping your home with portable fire extinguishers can assist in minimizing fire damage from small, self-contained fires before much needed help arrives.
You may be unsure of which fire extinguishers are best for your home, where they should be located, or even how to use them. Let’s take a look at the different types of fire extinguishers and review some tips for buying, maintaining and using a fire extinguisher in your home.
Hoping that your home will never be affected by water damage, fire or theft won’t lessen your risk. If catastrophe strikes, consider how difficult it would be to recall every possession that you own. That’s why proactively taking a home inventory is so important. Continue reading
That beautiful old oak tree in front of your home was your pride and joy, until it fell on the roof of your house in a windstorm. Why did that happen? That mature tree had certainly weathered its share of … Continue reading
With summer now upon us, what better way to beat the heat of those lazy, hazy days than a refreshing plunge into a backyard swimming pool! Although a pool can provide endless summer fun, there are inherent risks associated with … Continue reading
home safe is useful for storing legal documents, jewelry or personal items. Having a home safe can provide you with added protection against fire, burglary, and water damage. When considering a home safe there are many things to bear in mind. One consideration is the location of the safe, and this can be determined in part on the design and location of your home. For example, placing the safe in the basement, especially in a flood prone area, might not be the best choice. Typically, a safe provider can assist you in determining the best location for your safe.
Here are some tips to keep in mind when buying your safe:
You might have seen my colleague Annmarie’s recent column on how to protect yourself while traveling this summer. While the safety of you and your family is paramount, there is a related, yet overlooked, property risk many travelers are forgetting.
Consider the fact that in 2015, the FBI estimated that there were more than 1.5 million burglaries nationwide, the majority of which (71.6%) occurred in residential properties. As you and your family prepare to head out on summer vacation—possibly leaving your home vacant and unattended—this number is not to be overlooked.