From Private Collector to Gallery Owner:
What to Know When Opening a Private Museum

Regardless of the reason—or combination of reasons—for opening a private museum, many overlook related property and casualty insurance risks. Unfortunately, if not addressed, these exposures could negate some of the associated financial benefits and lead to significant out-of-pocket costs.

If you’re thinking about opening your own private museum, here are three things to consider when getting started:
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Dispelling the Misperceptions About Residential Fire Sprinkler Systems

Most homes in the United States are protected from fire by smoke detection systems, but have you considered a residential fire sprinkler system? Residential sprinkler systems reduce the chances of dying in a fire by 69% when compared to a … Continue reading

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When the Earth Moves Under Your Feet: What to Do When an Earthquake Strikes

There is no way to predict when or where an earthquake will strike. It can happen any time of year, any time of day and in any kind of weather. For those of us who live in earthquake prone areas of the country, it is a surreal and scary experience when it does happen. Continue reading

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Preventing Frozen Pipes

Have you taken the proper precautions to protect your home from frozen pipes? Cold winter weather can cause pipes in your home to freeze and potentially burst, leading to water damage or flooding. A few simple preventative measures can help save you from the costs and headaches associated with frozen pipes. Continue reading

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Own an Older Home? Retrofit Against Earthquake

One important consideration for homeowners is whether your home is structurally sound enough to withstand the forces of an earthquake. Depending on the age of your home, number of stories, and ground soil conditions, a house can experience catastrophic damage, fire or collapse during an earthquake if measures have not been taken to fortify the home. One way to seismically retrofit is to bolt the house to its foundation and brace the cripple walls around the crawl space with plywood. Continue reading

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Is There a “Leak” In Your Earthquake Preparedness Plan?

Third in a series of articles about earthquake preparedness. For residents in California and other seismically active regions of the county, the word “earthquake” conjures up frightening news footage images of toppled walls, collapsed roofs, and cracked foundations. As disturbing and devastating … Continue reading

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Earthquake Preparedness: Don’t Forget About Your Water Heater!

The term “earthquake preparedness” inspires thoughts of emergency kits, flashlights, bottled water and canned goods. Although these items are extremely necessary, it is also important to ensure that proper precautions have been taken throughout your home.

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Participating in the Sharing Economy? Don’t Overlook Potential Exposures

Seventy-two percent of Americans have used some type of shared or on-demand online service. As more individuals opt into the sharing economy—especially short-term vacation rentals—it is increasingly important you don’t overlook potential exposures. Imagine the situation where you decide to … Continue reading

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Earthquake Preparedness 101

First in a series of articles about earthquake preparedness. We all know we should prepare our household for natural disasters such as an earthquake, but yet it is so easy for many of us to procrastinate and think the fury of Mother … Continue reading

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Protecting Your Home from Fire While It’s Under Construction

Building or remodeling a home is an exciting time filled with many decisions. A consideration often overlooked is the importance of fire protection during this time when your home is most susceptible to fire due to construction-related activities. Luckily there … Continue reading

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