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Category Archives: General Risk
It’s not uncommon for assets such as homes, boats or other properties to be placed into trusts and limited liability corporations (LLCs). However, these vehicles can present unexpected risks if inadequately or improperly insured – or inadvertently, not insured at all. Continue reading
In the past, many American travelers divided the world into two categories: “safe” and “unsafe” zones. Today, however, this line is becoming less defined as more Americans are traveling to areas around the world that were previously perceived as risky, … Continue reading
From sophisticated garden parties to casual backyard barbeques to huge Fourth of July bashes, summer is the perfect time for outdoor entertaining. With some extra planning before and during events, property damage and personal liability can be avoided.
Large parties will often involve vendors for catering, valet and security. While these services can help a party move smoothly, it is important to know who you are letting on your property. Check with the Better Business Bureau to make sure you hire a reputable company. When hiring, be sure to ask if the company does background checks on their employees.
Once your summer vacation is planned, itinerary set and bags packed, the fun has only just begun. But, in addition to taking the proper precautionary measures prior to take-off to reduce your travel exposure, there are a number of potential risks to keep in mind once you have arrived at your destination.
Whether traveling within the U.S. or flying overseas, consider the following best practices to help ensure your vacation is as stress-free and safe as possible:
A growing privacy and cybersecurity risk is that cyber criminals are actively seeking Personally Identifiable Information (PII) and payment card data. This is accomplished by either stealing PII from personal and home devices, or hacking into data stored by large organizations.
Using a computer and visiting a website are not the only way to potentially expose your information to criminals. Emerging threats, such as voice over internet (VoIP) and wireless devices and applications, have added a host of new avenues for security breaches. For example, if your phone is connected via the internet, it may not be protected by firewalls that are configured for VoIP security. Think about this when it comes to privacy: How often are you disclosing personal or financial information over the phone, such as when ordering an item, making a payment on a credit card, or accessing any organization using an account number? You can quickly see that all of these conveniences are leaving you vulnerable.
Technology has become an integral part of everyday life. However, with nearly 400,000 identity theft complaints reported to the government in 2016, it’s no secret that the benefits of technological advancements are accompanied by numerous, unforeseen threats that leave personal, financial and intellectual information vulnerable to theft. Continue reading
From acts of terror to Zika, safety threats can prevent people from vacationing overseas. Yet, fear can be a healthy response to risk. It can motivate us to do research, learn the facts, and put the risks into perspective.
Getting the facts about your intended destination can keep you safer and make your experience much richer. Before you go: Continue reading
Tax Day is on the way, and many people will be scrambling to meet the April deadline. However, filing your returns in a timely fashion isn’t the only thing to worry about. Tax-related identity theft is a growing threat. Continue reading
Seventy-two percent of Americans have used some type of shared or on-demand online service. As more individuals opt into the sharing economy—especially short-term vacation rentals—it is increasingly important you don’t overlook potential exposures. Imagine the situation where you decide to … Continue reading