Holiday Gift-Giving Safety Tips

Frances O'Brien
The holiday season is a time filled with family, friends and gift-giving. But many popular gifts can inadvertently introduce new risk to you and your recipient’s homes and wallets. To avoid being the holiday gift giving Grinch, here are a few things to keep in mind when purchasing gifts for friends and family.


Art
: Even if you aren’t spending $450 million on a da Vinci, think about how you’ll transport your gift post-purchase. One literal bump in the road could quickly render a piece worthless.

Jewelry: While one of the most popular holiday gifts, be sure to only purchase jewelry from a reputable dealer. Always err on the side of caution and verify the dealer’s return policy—in writing—prior to purchase.

holiday giftsSmart Toys: IoT-enabled devices, from home assistants to games and tablets, can make terrific gifts. But, they can also expose you and your family to cyber-related risks. If a family member will be installing one in your home post-gifting, be sure each device has its own unique password and is not linked to your home network.

No matter what you give or receive this year, be sure to talk to your agent or broker to ensure you have sufficient protection in place to cover your new additions. For more information, check out my latest ThinkAdvisor column at: http://bit.ly/TAhol

Fran O’Brien is Division President, North America Personal Risk Services at Chubb.


Categories: Family, Home, Safety
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