Retail Cyber Risks…Explained

Should a cyber incident occur during a high traffic period, such as the holiday season, it could wreak havoc on a business’s bottom line or even put them out of business completely – not to mention the impact of how an organization responds on their reputation with their customers and employees.

So what can a retailer do to help mitigate this risk?
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Why Disasters Are Bad for Business — And What to Do About It

From major storms to wildfires to explosions, new disasters seem to hit the headlines daily. For small businesses, they can be a death knell. In fact, two in five don’t reopen after a major loss, according to FEMA. Why? Once … Continue reading

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Business Auto Safety:
Are Nonowned Cars Your Blind Spot?

A partner at a consulting firm picked up his rental car in the middle of a downpour. His preferred model wasn’t available, so he quickly settled on an unfamiliar car. Driving to visit a client, he accidentally accelerated too quickly, … Continue reading

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Hurricane Season May Heat Up.
Is Your Small Business Ready?

Although “average” hurricane activity dominated hurricane predictions earlier this year, some experts are now anticipating an increase in storms. The hurricane season, which officially begins June 1 and ends November 30, could see 14 named storms in the Atlantic Basin. … Continue reading

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Social Engineering Fraudsters Bait Small Business

When it comes to protecting their computer networks against hackers, companies have lots of software and hardware tools to help safeguard personal and proprietary data. But many times, employees may be the most tempting targets for criminals using social media as a tool to help them defraud companies.
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Navigating Liability Risks in Emerging Markets

In an interconnected world, emerging markets can offer attractive opportunities for U.S. small and medium sized businesses (SMBs). Emerging markets and developing economies should account for more than 70 percent of global growth in 2015, the International Monetary Fund estimates. U.S.-based SMBs considering business opportunities in emerging markets or developing nations need to do their homework when it comes to the potential liability risks and gaps in insurance coverage they may face. Continue reading

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Understanding Cyber Liability Insurance

When speaking with small to medium size business (SMB) owners about network security or privacy events, such as a cyber breach, there’s some misunderstanding about their risk and how their current insurance program will respond to this type of loss. Often they believe that their general liability policy will protect them or that they’ve got coverage under their media liability or directors and officers liability policies. They are potentially both wrong and right. Continue reading

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