Avoiding Stray Electric Current Problems at Marinas and Yacht Clubs

Sherman Drew

Potential stray electric current discharge at marinas and yacht clubs can threaten the safety of slipholders and their guests and presents the risk of damage to their vessels berthed at the docks. In fact anyone working in and around the water within marinas and yacht clubs can be impacted by this hazard. Stray electric current is the residual current that ends up diverting to a path other than its intended initial route. Fortunately, the risks of an electrical incident can be identified and reduced with proper safety precautions. Continue reading

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Memory Care Facilities: Six Keys for Reducing Professional Liability Risks

Diane DohertyWith Alzheimer’s diagnoses expected to jump to 13.5 million in 2050* from 5.1 million in 2015, care facilities that specialize in memory loss are in high demand. If you are a leader in this relatively new space, you are no doubt balancing considerable opportunities with emerging risks.

Memory care facilities may be exposed to lawsuits that allege issues such as failure to screen residents for a higher level of care, insufficient staffing, inadequate management of care, and failure to maintain a safe, secure environment. Continue reading

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EEOC Charges Up, But You Can’t Blame Unemployment

Michael SchraerCharges filed with the U.S. Equal Employment Opportunity Commission (EEOC) are on the uptick — while unemployment remains at record lows. After rising to a height of 10% in 2009, unemployment has fallen by more than 50%. In contrast, EEOC charges are less than 10% below their peak, and they’re trending upward.1

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Golf Carts: An Underestimated Fleet Safety Risk

Jess HarrisGolf carts and utility carts may not be top of mind when you develop your fleet safety plan – but they may pose a greater danger than you think. The Consumer Products Safety Commission estimates there are 15,000 golf cart-related injuries annually in the United States. Between 2005 and 2015, 167,508 people were hospitalized in the United States for golf cart-related injuries, according to the CPSC’s National Electronic Injury Surveillance System.

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Guarding Employees’ Health and Safety in a Globalized World

Joe WeissManaging a global workforce comes with its own set of unique risks for both the organization and employees. For example, many employers take corporate travel for granted, often listing it as a perk of employment. While this can be true, in today’s world, travel can also be unpredictable. This makes it more important than ever for a company to protect its people, reputation, and bottom line. With the emergence of viruses such as Zika and previous scares such as Ebola, the value of organizations having a health risk management and employee benefit travel program in place cannot be emphasized enough. Is your organization taking the necessary steps to help minimize the negative impact to your travelers or business from unforeseen health and safety risks while traveling? Continue reading

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Driving Home Road Safety for Truckers

Jennifer GuerriniCommercial drivers are logging more miles, and more miles will lead to more collisions. Although reducing collisions will take a joint effort between truck manufacturers, government regulators and the trucking industry, trucking companies can take some immediate steps to help improve driver safety. Continue reading

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A Step-by-Step Guide to Completing the Business Income Worksheet (Part C)

Patti Mitrik

Patti Mitrik

Nancy Verduin

Nancy Verduin

Third in a series of articles on completing the business income worksheet.

Part C of the business income (BI) worksheet is the culmination of the discussion and development of BI exposure. It is here where critical answers to questions relating to the business continuity plan are applied: Continue reading

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A Step-by-Step Guide to Completing the Business Income Worksheet (Parts A & B)

Patti Mitrik

Patti Mitrik

Nancy Verduin

Nancy Verduin

Second in a series of articles on completing the business income worksheet.

Now that you’ve assembled the right people, information and materials to complete your business income (BI) worksheet, what are the key issues to consider when completing it? Although the worksheet may vary from carrier to carrier, the forms tend to follow the same organization and seek similar information. Below is a step-by-step guide to completing each part of the worksheet. Continue reading

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Determining Business Income Exposure: Preparation

Patti Mitrik

Patti Mitrik

Nancy Verduin

Nancy Verduin

First in a series of articles on completing the business income worksheet.

A well-thought-out and documented business income (BI) worksheet is essential for determining the business income exposure for any given business. Organizations often underestimate how long it will take to get their operations back up and running (recovery) and don’t factor in the restoration period.

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Avoiding the Nightmare of a Stolen High-Value Vehicle

Jennifer Guerrini

Whether you are in the position of protecting a fleet of company cars or utility vehicles, or an executive’s prized car collection, mitigating risks against vehicle theft and/or vandalism is a high priority. No one wants to encounter a disheartened CEO, who has just witnessed the disappearance of one of their most prized possessions, or have to explain to management how an essential company vehicle was stolen. Fortunately, there are many ways to help prevent this from happening. Continue reading

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